General Liability Insurance in Katy, TX
General liability can help your business avoid significant financial losses from claims involving third-party losses arising from accidents that may occur on your premises or as a result of your business activities.
This coverage can serve as the first line of defense for small and medium-sized businesses, offering financial protection in case of unexpected events.
What Can Policies Cover?
General liability insurance can vary in its exact details, but standard policies can typically cover losses and costs resulting from the following:
- Bodily injuries: If a customer or visitor is injured at your business location, your policy can help with medical expenses and legal costs.
- Property damage: If you or an employee accidentally damages someone else’s property, general liability insurance can help cover repair or replacement costs.
- Personal and advertising injury: This includes claims of libel, slander, or copyright infringement related to your business’s advertising or communications.
Who Needs This Policy?
General liability insurance is essential for most businesses, regardless of size or industry. Whether you own a retail shop, manage a contracting business or operate a professional office, this coverage can help protect you from costly lawsuits and claims. Although there are typically no sweeping laws mandating coverage, in some cases, clients or landlords may require proof of liability insurance before doing business with you.
Why Choose TS Insurance for Your Business Insurance Needs?
Our team can help you assess your risk profile and offer tailored solutions that fit your budget and industry. Contact us today to discuss your options and get a personalized quote.
