Motorcycle Insurance in Katy, TX
Motorcycle insurance can help riders manage the financial impact of owning and riding a motorcycle. By purchasing a policy, you pay a premium in return for the insurer’s obligation to cover certain costs if you’re involved in an accident or another covered incident.
What Does Motorcycle Insurance Cover?
Policies often include the following coverage: 
- Liability coverage may help cover bodily injury and property damage you may cause to others in an accident. This is required by Texas law.
- Collision coverage may pay for repairs or replacement of your motorcycle if it’s damaged in a collision, regardless of fault.
- Comprehensive coverage may cover non-collision events such as theft, vandalism, fire or weather-related damage.
- Uninsured/underinsured motorist coverage may offer financial protection if you’re involved in an accident with a driver who has little or no insurance.
- Medical payments coverage may help cover your and your passenger’s medical expenses after an accident.
How Much Does Motorcycle Insurance Cost?
The cost of motorcycle insurance in Texas can vary widely, depending on several factors, including:
- Your bike—Make, model, engine size, age of the motorcycle and any customizations.
- Your riding experience and record—Years of riding experience, past accidents and traffic violations.
- Coverage limits and deductibles—Higher liability limits and lower deductibles typically increase your premium, while choosing higher deductibles can help lower your costs.
- How and where you ride—Annual mileage, whether you ride daily or occasionally and where the bike is stored when not in use.
- Location—Rates can vary by city and neighborhood based on traffic, theft rates and local claim history.
Where to Get Motorcycle Insurance
Whether you’re a daily commuter, weekend cruiser or new rider, our team can help you find motorcycle insurance that fits your needs. Contact TS Insurance today to speak with one of our agents.